To handle the sudden loss of cashless facility, patients should maintain an emergency fund or a short-term credit line to manage all or part of hospitalisation costs.
Medical negligence arises when a medical professional deviates from reasonable standards of care, causing injury to the patient.
Do not panic on receiving a notice. Verify if your work falls under professions notified in Section 44AA(1).
'Always keep accurate and transparent records of the source of the investment or property's funding: Loan agreements, transfer records of the property, and bank statements of co-owners if available.'
'First-time investors, busy professionals, NRIs and those with modest sums looking for curated strategies may find FoFs especially appealing.'
Young investors with a higher risk appetite are better off with a combination of term insurance and equity funds.
'The new Bill introduces no policy or rate changes, leaving financial planning strategies largely unaffected.'
'The considerations for choosing between the old and new tax regimes remain essentially unchanged.'
Whenever possible, the karta or head of the family should openly discuss the future distribution of movable and immovable property with all legal heirs.
Many buyers skip or misread critical provisions in builder-buyer agreements.
File a written complaint with the bank's grievance redressal officer and secure an acknowledgement.
'Long-short SIFs are designed for seasoned, high-risk, high-reward investors, who understand market volatility.'
There is need for buyers to understand cancellation rules before entering into a purchase agreement with a developer.
Errors in filing income-tax returns frequently lead to scrutiny notices, additional liabilities, or delayed refunds.
Borrowers should consider switching from an MCLR-linked to a repo rate-linked loan.
Registering the agreement for sale remains the most reliable way for a homebuyer to secure their legal and financial interests.
'Opt for a minimum cover of Rs 10 lakh to Rs 15 lakh, especially in urban and metro areas.'
Besides wrong selection of ITR form, many professionals claim deductions they are ineligible for.
The return filed could be treated as defective, invalid, or even be considered as not filed at all.
Taking possession without an OC can lead to legal complications, denial of utilities such as water and electricity, hurdles in availing home loans or reselling the property, and even eviction.
'Always ensure that lease terms are clearly written in the agreement, including rent escalation clauses and notice periods.'