Sanjeev Sinha

Stories by Sanjeev Sinha

Cashless Facility On Hold? How To Manage

Cashless Facility On Hold? How To Manage

Rediff.com   15 Oct 2025

To handle the sudden loss of cashless facility, patients should maintain an emergency fund or a short-term credit line to manage all or part of hospitalisation costs.

How To Deal with Medical Negligence

How To Deal with Medical Negligence

Rediff.com   10 Oct 2025

Medical negligence arises when a medical professional deviates from reasonable standards of care, causing injury to the patient.

Why Is I-T Department Cracking Down On...

Why Is I-T Department Cracking Down On...

Rediff.com   1 Oct 2025

Do not panic on receiving a notice. Verify if your work falls under professions notified in Section 44AA(1).

Joint Property? Keep Funding Proof Ready

Joint Property? Keep Funding Proof Ready

Rediff.com   30 Sep 2025

'Always keep accurate and transparent records of the source of the investment or property's funding: Loan agreements, transfer records of the property, and bank statements of co-owners if available.'

Should You Go For FoF?

Should You Go For FoF?

Rediff.com   10 Sep 2025

'First-time investors, busy professionals, NRIs and those with modest sums looking for curated strategies may find FoFs especially appealing.'

What Insurance Should You Buy?

What Insurance Should You Buy?

Rediff.com   1 Sep 2025

Young investors with a higher risk appetite are better off with a combination of term insurance and equity funds.

What You Need To Know About New I-T Bill

What You Need To Know About New I-T Bill

Rediff.com   26 Aug 2025

'The new Bill introduces no policy or rate changes, leaving financial planning strategies largely unaffected.'
'The considerations for choosing between the old and new tax regimes remain essentially unchanged.'

When A Bank Account Has No Nominee

When A Bank Account Has No Nominee

Rediff.com   21 Aug 2025

Whenever possible, the karta or head of the family should openly discuss the future distribution of movable and immovable property with all legal heirs.

Why Homebuyers Lose to Builders

Why Homebuyers Lose to Builders

Rediff.com   18 Aug 2025

Many buyers skip or misread critical provisions in builder-buyer agreements.

What If Property Papers Go Missing?

What If Property Papers Go Missing?

Rediff.com   11 Aug 2025

File a written complaint with the bank's grievance redressal officer and secure an acknowledgement.

Heard About Long-Short Funds?

Heard About Long-Short Funds?

Rediff.com   31 Jul 2025

'Long-short SIFs are designed for seasoned, high-risk, high-reward investors, who understand market volatility.'

Know Your Rights Before Cancelling Flat Booking

Know Your Rights Before Cancelling Flat Booking

Rediff.com   14 Jul 2025

There is need for buyers to understand cancellation rules before entering into a purchase agreement with a developer.

Filing ITR? Avoid These Errors

Filing ITR? Avoid These Errors

Rediff.com   7 Jul 2025

Errors in filing income-tax returns frequently lead to scrutiny notices, additional liabilities, or delayed refunds.

'Choose A Borrower-Friendly Lender'

'Choose A Borrower-Friendly Lender'

Rediff.com   9 Jun 2025

Borrowers should consider switching from an MCLR-linked to a repo rate-linked loan.

Homebuyers Beware: No Sale Agreement, No Legal Rights

Homebuyers Beware: No Sale Agreement, No Legal Rights

Rediff.com   6 Jun 2025

Registering the agreement for sale remains the most reliable way for a homebuyer to secure their legal and financial interests.

Covid Surge: Check Your Health Cover

Covid Surge: Check Your Health Cover

Rediff.com   5 Jun 2025

'Opt for a minimum cover of Rs 10 lakh to Rs 15 lakh, especially in urban and metro areas.'

Check Margins To Choose Right Tax Regime

Check Margins To Choose Right Tax Regime

Rediff.com   29 May 2025

Besides wrong selection of ITR form, many professionals claim deductions they are ineligible for.

Wrong ITR Form Can Delay Tax Returns

Wrong ITR Form Can Delay Tax Returns

Rediff.com   27 May 2025

The return filed could be treated as defective, invalid, or even be considered as not filed at all.

Should You Take Possesion Of House Without An OC?

Should You Take Possesion Of House Without An OC?

Rediff.com   14 May 2025

Taking possession without an OC can lead to legal complications, denial of utilities such as water and electricity, hurdles in availing home loans or reselling the property, and even eviction.

How To Cope With Rising Rents

How To Cope With Rising Rents

Rediff.com   12 May 2025

'Always ensure that lease terms are clearly written in the agreement, including rent escalation clauses and notice periods.'